Guide to FHWA Funded Wrap-Up Projects

Table of Contents

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1. Introduction
2. Overview
   1. The Owner-Controlled Insurance Programs
   2. Concept
   3. Types of Wrap-Up Programs
   4. Eligible Projects
   5. Who's Covered
   6. Who's Not Covered
   7. Wrap-up Coverages
   8. Optional Coverages
3. Disadvantaged Business Enterprise Participation
   1. Definition
   2. Participation Requirements
   3. References
   4. Benefits to DBEs
4. FAQs
5. Cost Calculations
   1. Workers' Compensation Rates
   2. How Rates Are Applied
   3. How Savings Are Realized
   4. General Liability
   5. Property Insurance
   6. Boiler & Machinery
   7. Builder's Risk
6. Program Components
   1. Property
   2. Business Interruption and Soft Costs
   3. Aviation
   4. Automobile Exposure
   5. Watercraft
   6. Trends
   7. Exposure Units and Rates
   8. Limits
   9. Retentions
   10. Range and Type of Deductibles
7. The Insurance Market
   1. Market Influences
   2. Emerging Claim Challenges
   3. Transitioning to a Hard Market
   4. Feasibility Studies
8. Broker Selection
   1. Types of Brokers
   2. International Insurance Markets
   3. Excess Liability
   4. Professional Liability
   5. Property
   6. Broker RFP Preparation
   7. Broker Compensation Options
   8. Broker Questionnaire
9. Program Selection
   1. Project Information
   2. Preparing A Comprehensive Underwriting Submission
   3. Project Information
   4. Exposure Data
   5. Project Information
   6. Excess Liability
   7. Professional Liability
   8. Property
   9. Force Majeure
   10. Liquidated Damages
   11. Cost Overrun
   12. Subcontractors
   13. Insurance
   14. Claims Handling
   15. Safety
   16. Key Parties
   17. Summary
10. Insurance Carriers
    1. Insurance Carriers
    2. Ratings
    3. Insurer Response Evaluation
    4. Evaluation Criteria
    5. Written Proposal-Non-Cost Criteria
    6. Evaluation Forms
    7. Written Proposal-Program Cost
    8. Oral Presentation
    9. Format
    10. Carrier Representatives
    11. Owner Representatives
    12. Evaluation Criteria
    13. Binding
    14. Self-Insurance Reserve Fund
11. Wrap-Up Responsibilities
12. Safety
    1. Safety Manual
    2. Safety Meetings
    3. Incentive Programs
    4. Coordinated Safety Committee
    5. Safety-Related Wrap-Up Items
    6. Safety Requirements for Contractors
    7. Safety Awareness Program
    8. Return-to-Work Program
    9. On-Site Medical Trailer
    10. Wrap-Up Safety Responsibilities
13. Claims Handling
    1. Safety Regulations and Controls
    2. Contractor Accountability
    3. Workers' Compensation Claims Liability Insurance Claims
    4. Liability Insurance Claims
14. Appendix